Solutions for our Clients

At Harbor First Solutions Inc., we have the expertise to deliver customized product solutions that will drive new and existing customer value, add new revenue streams, and create cost savings on the programs you’re already offering today. We’ve done the research and developed the products and resources to help you reach your goals.


Whether our clients are looking to implement full-service solutions or individual components, to add more value to a membership/loyalty program, or if they want to provide distinct complimentary/embedded benefits to their customers, our always-custom solutions provide proven results that seamlessly integrate into your program requirements and support your bottom line.

Our solutions include:

Products and Services

  • Vehicle Service Contracts
  • Certified programs for new and pre-owned inventory
  • Guaranteed Asset Protection (GAP)
  • Lifetime Powertrain Warranty (more info)
  • Lifetime Engine Warranty (more info)
  • Service Drive Programs
  • Missed Opportunity Programs
  • Vehicle Theft Protection
  • Value added chemical products
  • Trip Cancellation / Interruption
  • Hiring Winners / Human Resource Development (more info)
  • Digital Marketing Consulting
  • Merchant Services / Credit Card Processing (more info)
  • Tire and Wheel (including alloy, chrome, and clad)
  • Anti-Theft / Etch options
  • Credit Life and Disability
  • Key and Key Fob Replacement (tiered benefits)
  • Dent & Ding Coverages
  • Environmental Interior / Exterior Programs
  • Windshield Coverage
  • Emergency Roadside Assistance Programs

Participation Structures

  • Retro
  • Accelerated Retro
  • Controlled Foreigh Company (CFC) (Reinsurance)
  • Non-Controlled Foreign Company (NCFC) (Reinsurance)
  • Dealer Obligor
  • Dealer Owned Warranty Company (DOWC) (more info)